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SCALAPAY PORTER'S FIVE FORCES TEMPLATE RESEARCH B_36 Hohm Energy collaborates with accredited

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Hohm Energy collaborates with accredited solar installers

62% of B2B buyers prefer in-app workflows

Customers of LendingPoint have substantial bargaining power due to numerous loan options

Metric Indocin (2024) Impact Market Share Decline ~15% Lower Revenue Gross Margin ~30% Pressure from Competition Strategic Action Divestment Focus on Growth

SCALAPAY PORTER'S FIVE FORCES TEMPLATE RESEARCH B_36 Hohm Energy collaborates with accreditedFrom Overview to Strategy Blueprint Scalapay faces intense buyer expectations, evolving merchant partnerships, and mounting regulatory scrutiny that shape its BNPL position this snapshot highlights key tensions and openings. Suppliers Bargaining Power Cost of Wholesale Funding Scalapay funds credit originations via external debt; in fiscal 2025 it reported funding facilities of 420m, so a 100 bps rise in wholesale rates would cut net margin

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